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Credit Card Applications » Questions » User Questions » Cash Back Rewards » What are the current cash back categories for Discover and their percentage cash back? Do the ...

What are the current cash back categories for Discover and their percentage cash back? Do the categories change and if so how often? If they change please tell me what they are. Is the only difference on the Discover it cards the 18 month transfer?

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Leo Zhu

Using Discover it cards you can earn 5% cash back bonus on categories that change during the year. For 2015 the categories are:

  • Gas and ground transportation from January to March
  • Reataurants and movies from April to June
  • Home improvement stores, department stores and from July to September
  • Holiday shopping from October to December

To receive this 5% cash back you will need to sign up each quarter. Also you will earn general 1% cash back on all other purchases.

The 0% interest introductory periods are the only difference between the Discover it consumer cards. You may choose a card with 12 months of no interest on purchases and balance transfers. Or you can transfer a balance from another card and get 18 months of no interest.

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Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
For Excellent/Good Credit
2X points on gas, utility and grocery store (excluding Target® and Walmart®) purchases. 1x points on all other purchases
For Fair Credit
Earn 1% cash back on gas and grocery purchases. Terms apply.
For Fair Credit

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