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	<title>Credit Card Questions &#38; Answers &#187; Credit Card General</title>
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	<description>Get answers to most frequently asked questions on credit cards. Ask your own question at Credit-Land.com Credit Card FAQs.</description>
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		<title>Which credit card do you want?</title>
		<link>http://www.credit-land.com/faqs/credit-card-general/which-credit-card-do-you-want-2064.html</link>
		<comments>http://www.credit-land.com/faqs/credit-card-general/which-credit-card-do-you-want-2064.html#comments</comments>
		<pubDate>Thu, 01 Mar 2012 09:14:54 +0000</pubDate>
		<dc:creator>Mitchell Delaine</dc:creator>
				<category><![CDATA[Credit Card General]]></category>

		<guid isPermaLink="false">http://www.credit-land.com/faqs/?p=2064</guid>
		<description><![CDATA[Life these days demands that each individual own at least one credit card for ease of financial transactions. Credit cards offer benefits of convenience, safety, time-efficiency and reliability. No wonder all kinds of retail stores, malls and shops accept them readily and to serve this growing credit card market, there are many kinds of them [...]]]></description>
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		<title>I feel like I am sinking into debt due to the holidays! Can you offer any words of advice about how to save some money at the end of the year?</title>
		<link>http://www.credit-land.com/faqs/credit-card-general/i-feel-like-i-am-sinking-into-debt-due-to-the-holidays-can-you-offer-any-words-of-advice-about-how-to-save-some-money-at-the-end-of-the-year-2047.html</link>
		<comments>http://www.credit-land.com/faqs/credit-card-general/i-feel-like-i-am-sinking-into-debt-due-to-the-holidays-can-you-offer-any-words-of-advice-about-how-to-save-some-money-at-the-end-of-the-year-2047.html#comments</comments>
		<pubDate>Tue, 17 Jan 2012 03:25:30 +0000</pubDate>
		<dc:creator>Mitchell Delaine</dc:creator>
				<category><![CDATA[Credit Card General]]></category>

		<guid isPermaLink="false">http://www.credit-land.com/faqs/?p=2047</guid>
		<description><![CDATA[Yes! First of all, everyone reading this should get a sense of how much debt is “too much.” The basic rule of thumb to decide whether or not you are overspending on your credit cards is if you have accumulated debt that will take you longer than a month to repay. According to Consumer Reports, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How do I know whether or not I have good credit?</title>
		<link>http://www.credit-land.com/faqs/credit-card-general/how-do-i-know-whether-or-not-i-have-good-credit-2030.html</link>
		<comments>http://www.credit-land.com/faqs/credit-card-general/how-do-i-know-whether-or-not-i-have-good-credit-2030.html#comments</comments>
		<pubDate>Thu, 01 Dec 2011 13:23:33 +0000</pubDate>
		<dc:creator>Brian E Taylor</dc:creator>
				<category><![CDATA[Credit Card General]]></category>

		<guid isPermaLink="false">http://www.credit-land.com/faqs/?p=2030</guid>
		<description><![CDATA[Prior to applying for a credit card, it is always a good idea to get a sense of what shape your credit is in, because your credit score is a good guideline for determining which credit card would be the best for you. If you apply for a card and are turned down, that can [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Do I really need an emergency credit card?</title>
		<link>http://www.credit-land.com/faqs/credit-card-general/do-i-really-need-an-emergency-credit-card-2016.html</link>
		<comments>http://www.credit-land.com/faqs/credit-card-general/do-i-really-need-an-emergency-credit-card-2016.html#comments</comments>
		<pubDate>Tue, 25 Oct 2011 11:04:35 +0000</pubDate>
		<dc:creator>Brian E Taylor</dc:creator>
				<category><![CDATA[Credit Card General]]></category>

		<guid isPermaLink="false">http://www.credit-land.com/faqs/?p=2016</guid>
		<description><![CDATA[Yes you do! There will be situations in your life that will arise that you will not have remotely planned for. These include events such as hospitalizations, divorces, illnesses, accidents, natural disasters, etc. At least once in your life (if you should be so lucky) you will be faced with such trying circumstances. In times [...]]]></description>
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		<title>How many credit cards should I have?</title>
		<link>http://www.credit-land.com/faqs/credit-card-general/how-many-credit-cards-should-i-have-2008.html</link>
		<comments>http://www.credit-land.com/faqs/credit-card-general/how-many-credit-cards-should-i-have-2008.html#comments</comments>
		<pubDate>Sun, 09 Oct 2011 04:13:12 +0000</pubDate>
		<dc:creator>Brian E Taylor</dc:creator>
				<category><![CDATA[Credit Card General]]></category>

		<guid isPermaLink="false">http://www.credit-land.com/faqs/?p=2008</guid>
		<description><![CDATA[First and foremost, it all depends on how much or how little you like to spend. Are you responsible with your spending; can you skip over the temptation to put every little payment on plastic? Or are you someone that falls all too eagerly into that temptation? Evaluate yourself! People have different methodologies for getting [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How do I get a credit report and when do I need one?</title>
		<link>http://www.credit-land.com/faqs/credit-card-general/how-do-i-get-a-credit-report-and-when-do-i-need-one-2004.html</link>
		<comments>http://www.credit-land.com/faqs/credit-card-general/how-do-i-get-a-credit-report-and-when-do-i-need-one-2004.html#comments</comments>
		<pubDate>Sat, 01 Oct 2011 03:54:01 +0000</pubDate>
		<dc:creator>Brian E Taylor</dc:creator>
				<category><![CDATA[Credit Card General]]></category>

		<guid isPermaLink="false">http://www.credit-land.com/faqs/?p=2004</guid>
		<description><![CDATA[A variety of situations are likely to appear in your life where you will need your credit report taken into account. These can include when you go about applying for a credit card or even when you’re applying for your next big job. Even something like getting an apartment might require a credit report, as [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Where to look for the best deal on 0% balance transfer cards?</title>
		<link>http://www.credit-land.com/faqs/credit-card-general/where-to-look-for-the-best-deal-on-0-balance-transfer-cards-1691.html</link>
		<comments>http://www.credit-land.com/faqs/credit-card-general/where-to-look-for-the-best-deal-on-0-balance-transfer-cards-1691.html#comments</comments>
		<pubDate>Tue, 25 Jan 2011 04:08:48 +0000</pubDate>
		<dc:creator>Mitchell Delaine</dc:creator>
				<category><![CDATA[Credit Card General]]></category>

		<guid isPermaLink="false">http://www.credit-land.com/faqs/?p=1691</guid>
		<description><![CDATA[It’s not very difficult for one to get a zero percent interest rate credit card. All it takes is a little persistence and resolve to obtain the perfect card. You need to do your research diligently to get the best card. Look out for all those advertising campaigns that boast of extremely low interest rates [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>What should I consider when choosing the best cashback credit cards?</title>
		<link>http://www.credit-land.com/faqs/credit-card-general/what-should-i-consider-when-choosing-the-best-cashback-credit-cards-1459.html</link>
		<comments>http://www.credit-land.com/faqs/credit-card-general/what-should-i-consider-when-choosing-the-best-cashback-credit-cards-1459.html#comments</comments>
		<pubDate>Mon, 29 Nov 2010 03:31:48 +0000</pubDate>
		<dc:creator>Mitchell Delaine</dc:creator>
				<category><![CDATA[Credit Card General]]></category>

		<guid isPermaLink="false">http://www.credit-land.com/faqs/?p=1459</guid>
		<description><![CDATA[Most often, people tend to get engrossed in choosing the credit card with the lowest interest rates as well as other fees. These factors are of prime concern, especially if one maintains a steady balance on their credit cards. However, if one has the habit of paying the monthly bills in full every month, then [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>What Are The Things I Need To Know If I Want To Use My Credit Cards Online?</title>
		<link>http://www.credit-land.com/faqs/credit-card-general/what-are-the-things-i-need-to-know-if-i-want-to-use-my-credit-cards-online-998.html</link>
		<comments>http://www.credit-land.com/faqs/credit-card-general/what-are-the-things-i-need-to-know-if-i-want-to-use-my-credit-cards-online-998.html#comments</comments>
		<pubDate>Sun, 07 Nov 2010 03:45:28 +0000</pubDate>
		<dc:creator>Mitchell Delaine</dc:creator>
				<category><![CDATA[Credit Card General]]></category>

		<guid isPermaLink="false">http://www.credit-land.com/faqs/?p=998</guid>
		<description><![CDATA[There are a lot of shops opening online. It is easier to access and there are a lot of things that you can choose from. You can also buy things from other countries and have them delivered in your place. Instead of going downtown and shopping, you can just go in front of your computer [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Is It A Good Idea To Use My Credit Card To Purchase Gifts For The Holidays?</title>
		<link>http://www.credit-land.com/faqs/credit-card-general/is-it-a-good-idea-to-use-my-credit-card-to-purchase-gifts-for-the-holidays-992.html</link>
		<comments>http://www.credit-land.com/faqs/credit-card-general/is-it-a-good-idea-to-use-my-credit-card-to-purchase-gifts-for-the-holidays-992.html#comments</comments>
		<pubDate>Fri, 05 Nov 2010 10:32:08 +0000</pubDate>
		<dc:creator>Brian E Taylor</dc:creator>
				<category><![CDATA[Credit Card General]]></category>

		<guid isPermaLink="false">http://www.credit-land.com/faqs/?p=992</guid>
		<description><![CDATA[The holidays are the most exciting vacations of all. You get your day off from work and from school, get to eat and meet with your family and have a good time, and the most enjoying part, gifts! With every occasion, gifts are rarely forgotten especially when we have a lot of people on mind [...]]]></description>
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