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Credit Card Applications » Questions » User Questions » Other » I have a credit card with Cerulean Discover. I only charge about $150 a month and I pay it off each month, ...

I have a credit card with Cerulean Discover. I only charge about $150 a month and I pay it off each month, but we always come up short for what we need. I would like a Walmart card. How do we get one? We were just approved and got a loan on a 2007 Ford car, but I seem to have hard time getting another card. I don’t think my credit is bad.

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Leo Zhu

I would recommend you check your credit report; it will help you to choose the right card.

We wouldn’t recommend the Walmart card because it has high APRs and only a standard 1% cash back on purchases. Instead, if you have good-to-excellent credit, consider one of Discover cards. Discover offers up 5% cash back at Walmart when shopping via Discover Deals. Plus, Walmart is not the only retailer you can earn cash bask with. At such retailers like Macy, Best Buy or Zales, you will also earn additional cash back.

If you still want a Walmart credit card, you can apply for this card at Walmart.com. Scroll down the page to the Financial Services section and click “apply now”.

  • Mike Sears

    I applied and was approved for a horizon card and I have not received anything in the mail and it’s been just about a month now what is going on

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Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
1% cash back on select purchases, terms apply
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit

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