Just because your favorite store does not offer a credit card, it does not mean that you cannot collect rewards from that store. If you were to look into the wide range of credit cards that are offered by banks, you will see that there are many options out there for you. If you decided to look into some of the credit cards with rewards, you will note that there are many rewards credit cards offered. If there was a Hollister card you would most likely only be able to collect rewards from Hollister. Bank’s rewards cards allow you to earn rewards anywhere the cards are accepted. In addition, the cash back (or points) you earn can be redeemed on a much wider range of reward options.