If you are frequent cruiser on Royal Caribbean, you may be tempted to apply for their credit card. But the Royal Caribbean credit card is for people with established credit. Therefore, you may end up being denied and having a hard inquiry on your credit report. We would recommend you to apply for a credit card which is good for your credit score instead. There are a lot of credit card offers for people with average credit and some offers even come with rewards programs. You can use such card to improve your credit and when your credit is good enough you can apply for the Royal Caribbean credit card, if you still want it of course.
Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.