If you are frequent cruiser on Royal Caribbean, you may be tempted to apply for their credit card. But the Royal Caribbean credit card is for people with established credit. Therefore, you may end up being denied and having a hard inquiry on your credit report. We would recommend you to apply for a credit card which is good for your credit score instead. There are a lot of credit card offers for people with average credit and some offers even come with rewards programs. You can use such card to improve your credit and when your credit is good enough you can apply for the Royal Caribbean credit card, if you still want it of course.
CREDIT CARDS FOR BAD CREDIT:
Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
Earn 1% cash back on gas and grocery purchases. Terms apply.
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit