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Credit Card Applications » Questions » User Questions » Excellent/Good Credit » I have a credit score around 670. I haven’t been late since November 21, 2012 on my ...

I have a credit score around 670. I haven’t been late since November 21, 2012 on my car payment. I’m looking for a credit card. What should I do?

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Leo Zhu

With your credit score you can consider credit cards for consumers with good credit. If you are looking for a rewards program and an interest-free introductory period you should consider the Discover it®- Double Cash Back your first year card. There are two options. One offers a 12-month interest free introductory period on both purchases and balance transfers. Also, there’s no annual fee and generous cash back rewards program. Or you can choose another Discover it card with a longer (18 months) 0% introductory period on balance transfers. The 0% introductory APR on purchases will last only 6 months. This is the key difference between these two cards.

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Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
1% cash back on select purchases, terms apply
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit

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