With your credit score you can consider credit cards for consumers with good credit. If you are looking for a rewards program and an interest-free introductory period you should consider the Discover it®- Double Cash Back your first year card. There are two options. One offers a 14-month interest free introductory period on both purchases and balance transfers. Also, there’s no annual fee and generous cash back rewards program. Or you can choose another Discover it card with a longer (18 months) 0% introductory period on balance transfers. The 0% introductory APR on purchases will last only 6 months. This is the key difference between these two cards. Note that when the introductory interest rate of the Discover cards is over, the ongoing APR will apply.