The content is accurate at the time of publication and is subject to change.

When you step into the world of credit it is important to realize that there are so many different kinds of credit cards available, that it would be almost impossible not to find one that suited your needs. Although you seem to be interested in store cards, you may want to divert your course and look at bank card options instead. If it's the APR you're looking to fix, you should look into a low interest credit card. Many banks offer low interest cards such as Discover and Bank of America. If it’s features you like, you may just want to look into a general rewards card. There are a few credit cards that allow you to collect points on purchases, points which can be redeemed on a wide range of things. The most important thing to do is review your options and ensure you find a credit card that is right for you.