No, you do not need to be a member of the military. Anyone can apply for the USAA Secured Card® Platinum MasterCard®. These cards have a low APR of 9.9% and low annual fee of $35. The minimum security deposit is $250. This deposit will earn interest since it is a Certificate of Deposit (CD) – an interest-earning account.
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All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.