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Credit-Land.com | FAQs http://www.credit-land.com/faqs http://www.credit-land.com/images/logo-rss.jpg Tue, 18 Jun 2013 06:10:17 +0000 en-US hourly 1 http://wordpress.org/?v=3.5.1 I currently have a credit card with Discover, can I use it at Macy’s and get rewards? http://www.credit-land.com/faqs/i-currently-have-a-credit-card-with-discover-can-i-use-it-at-macys-and-get-rewards-2494.html http://www.credit-land.com/faqs/i-currently-have-a-credit-card-with-discover-can-i-use-it-at-macys-and-get-rewards-2494.html#comments Mon, 17 Jun 2013 06:07:42 +0000 Leo Zhu http://www.credit-land.com/faqs/?p=2494 http://www.credit-land.com/faqs/i-currently-have-a-credit-card-with-discover-can-i-use-it-at-macys-and-get-rewards-2494.html/feed 0 I have a credit limit of $300, but I am going on vacation and want to increase my limit to $1,000. Can I add the additional $700 on the card to reflect the balance of $1,000? Thanks in advance http://www.credit-land.com/faqs/i-have-credit-limit-of-300-can-i-add-700-on-card-to-reflect-balance-of-1000-2490.html http://www.credit-land.com/faqs/i-have-credit-limit-of-300-can-i-add-700-on-card-to-reflect-balance-of-1000-2490.html#comments Fri, 14 Jun 2013 11:41:48 +0000 Leo Zhu http://www.credit-land.com/faqs/?p=2490 http://www.credit-land.com/faqs/i-have-credit-limit-of-300-can-i-add-700-on-card-to-reflect-balance-of-1000-2490.html/feed 0 I want to apply for a Gulf Gas Credit Card. What can you offer? http://www.credit-land.com/faqs/i-want-apply-for-gulf-gas-credit-card-what-can-you-offer-2489.html http://www.credit-land.com/faqs/i-want-apply-for-gulf-gas-credit-card-what-can-you-offer-2489.html#comments Fri, 14 Jun 2013 11:36:30 +0000 Leo Zhu http://www.credit-land.com/faqs/?p=2489 http://www.credit-land.com/faqs/i-want-apply-for-gulf-gas-credit-card-what-can-you-offer-2489.html/feed 0 I was approved for a credit card just a moment ago. They stated that I could use my credit right away even though I wouldn’t have the card for 4 to 7 weeks. Is this true? http://www.credit-land.com/faqs/i-was-approved-for-credit-card-i-wouldnt-have-card-for-4-to-7-weeks-2487.html http://www.credit-land.com/faqs/i-was-approved-for-credit-card-i-wouldnt-have-card-for-4-to-7-weeks-2487.html#comments Fri, 14 Jun 2013 11:23:05 +0000 Leo Zhu http://www.credit-land.com/faqs/?p=2487 http://www.credit-land.com/faqs/i-was-approved-for-credit-card-i-wouldnt-have-card-for-4-to-7-weeks-2487.html/feed 0 I’m interested in obtaining a World card MasterCard. How can I apply for one and what does my credit history need to be? http://www.credit-land.com/faqs/im-interested-in-obtaining-world-card-mastercard-how-can-i-apply-for-2484.html http://www.credit-land.com/faqs/im-interested-in-obtaining-world-card-mastercard-how-can-i-apply-for-2484.html#comments Mon, 10 Jun 2013 08:28:06 +0000 Leo Zhu http://www.credit-land.com/faqs/?p=2484 http://www.credit-land.com/faqs/im-interested-in-obtaining-world-card-mastercard-how-can-i-apply-for-2484.html/feed 0 I’ve heard, when shopping for a car, the inquiries do not hurt your credit. Not true. Every car lot I have been to has resulted in a hard inquiry. I have heard that before someone hits your credit report they need your permission first. This is a myth, right? I am in the process of repairing my credit. Looking at my credit report and going through my file I have found a few errors. How do I handle that? Do either of the 3 credit reporting agencies pay attention to how any times the same account is put on the same report? Each time it is reported different, out of the 3, 2 are reported wrong. I do have the proper documentation I just need to write the letters and mail them. I need to find out if you have any suggestions or a form letter to send to the reporting agencies when disputing errors and sending corrections to them. Thank you http://www.credit-land.com/faqs/looking-at-my-credit-report-i-found-few-errors-how-do-i-handle-that-2486.html http://www.credit-land.com/faqs/looking-at-my-credit-report-i-found-few-errors-how-do-i-handle-that-2486.html#comments Fri, 07 Jun 2013 11:04:38 +0000 Leo Zhu http://www.credit-land.com/faqs/?p=2486 http://www.credit-land.com/faqs/looking-at-my-credit-report-i-found-few-errors-how-do-i-handle-that-2486.html/feed 0 Can add an authorized buyer to my Macy’s account? http://www.credit-land.com/faqs/can-add-authorized-buyer-to-my-macys-account-2493.html http://www.credit-land.com/faqs/can-add-authorized-buyer-to-my-macys-account-2493.html#comments Thu, 06 Jun 2013 06:04:55 +0000 Leo Zhu http://www.credit-land.com/faqs/?p=2493 http://www.credit-land.com/faqs/can-add-authorized-buyer-to-my-macys-account-2493.html/feed 0 Does a cash advance include ATM withdrawals? I’m only 18 and entering college in the fall with no credit history because I’ve never bought anything on credit before. Is this Discover student card usually approved for someone in my situation? http://www.credit-land.com/faqs/im-entering-college-with-no-credit-history-is-discover-student-card-approved-2483.html http://www.credit-land.com/faqs/im-entering-college-with-no-credit-history-is-discover-student-card-approved-2483.html#comments Tue, 04 Jun 2013 08:18:45 +0000 Leo Zhu http://www.credit-land.com/faqs/?p=2483 http://www.credit-land.com/faqs/im-entering-college-with-no-credit-history-is-discover-student-card-approved-2483.html/feed 0 I would like to apply for an account with Shell credit card for our company. http://www.credit-land.com/faqs/i-would-like-apply-account-with-shell-credit-card-for-our-company-2480.html http://www.credit-land.com/faqs/i-would-like-apply-account-with-shell-credit-card-for-our-company-2480.html#comments Tue, 04 Jun 2013 06:01:18 +0000 Leo Zhu http://www.credit-land.com/faqs/?p=2480 http://www.credit-land.com/faqs/i-would-like-apply-account-with-shell-credit-card-for-our-company-2480.html/feed 0 I am 17 years old and want to open a credit card to build my credit. I have heard that most companies won’t let me open any accounts because I am under 18. Is that true? If so, how can I start working on my credit before I turn 18? Do you know what credit card I can apply for to build my credit history? Thanks in advance. http://www.credit-land.com/faqs/i-am-17-years-old-want-open-credit-card-companies-wont-let-me-open-accounts-2488.html http://www.credit-land.com/faqs/i-am-17-years-old-want-open-credit-card-companies-wont-let-me-open-accounts-2488.html#comments Sat, 01 Jun 2013 11:27:42 +0000 Leo Zhu http://www.credit-land.com/faqs/?p=2488 http://www.credit-land.com/faqs/i-am-17-years-old-want-open-credit-card-companies-wont-let-me-open-accounts-2488.html/feed 0