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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » I have a score of 619 and I am trying to improve my score to 620-640. I don’t want ...

I have a score of 619 and I am trying to improve my score to 620-640. I don’t want to hurt credit score, but want to improve credit. How should I do this?

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Leo Zhu

If you have a credit card, simply make payments on time and stay within your credit limit. After a few months you will see some improvement of your credit score. Try not to use more than 30% of your credit limit.

If you want to apply for a card, consider a secured credit card. If your main goal is to improve your score then you may like the . This secured card has more generous terms and conditions and a lower annual fee than some others.

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