You should be at least 18 years old, be a student, or have a job. However, you can obtain a credit card if you don’t work, by having someone co-sign or by becoming an authorized user on a parent or guardian’s account. For this you do not need a job or assets. If you have never had a credit card consider limited/no credit offers. To make sure that your credit history is clear, request your credit report. Knowing your credit score will help you choose the right card.
BEST CREDIT CARD OFFERS from our partners:
Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
1% cash back on select purchases, terms apply
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit