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Credit Card Applications » Questions » User Questions » Other » How does a credit card help my credit, and when am I going to see a difference in my score once I get a ...

How does a credit card help my credit, and when am I going to see a difference in my score once I get a card?

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Leo Zhu

Credit cards (secured or unsecured) are one of the best ways to establish or improve your credit. Your credit score will rise if you make on-time payments and stay within limits. After six months of responsible credit card use you will see your credit score improve.

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Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
1% cash back on select purchases, terms apply
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit

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