You can find the application on Comenity Bank website, which is the bank that issues this card. You can also find a link directly on homepage of the Gardner-White website, or during the checkout process if shopping online. You can also walk into a Gardner-White store and let an employee know that you are interested in applying for the card. Read the terms and conditions carefully so you are familiar with the fees, penalties, payment terms. Before applying, make sure that this card offers better rewards than a general rewards card that offers cash back. Remember that you don’t need a Gardner-White credit card to earn rewards on Gardner-White purchases.