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How do you manage money better?

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Leo Zhu

There are lots of ways and tips that will help you manage your money. One of the common and important tips is to track your spendings. Start writing down every penny you spend for a week or a month. Then look at your spendings to see where you can save and make a budget for the next month. Another thing to consider is your debt. If you have credit cards, try to pay off the card balances each month. It will help you save on interest payments. Also, if you have several cards, see if there is a credit card with high interest rate or with an annual fee which you could close. Once it is done, think about savings. Savings will add stability to your finances.

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