Credit Card Question & Answer
Advertising Disclosure
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Credit Card Applications » Questions » User Questions » Other » How long do hard credit inquiries remain on your credit report? Is there anything I can do to get them ...

How long do hard credit inquiries remain on your credit report? Is there anything I can do to get them removed if I didn’t apply for them?

Answered by , at
Add to Favorites:

Tags: ,

Leo Zhu

The inquiries stay on your credit report for up to two years from the date they were initiated, but can only impact your credit score for one year. If you don’t want to wait, you can dispute them with the creditors if they didn’t have proper authorization to pull your credit file. Write letters to the creditors and ask them to remove their inquiry. Some may provide documentation that a credit inquiry was authorized by you. Many creditors may simply agree to delete the inquiry.

Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
1% cash back on select purchases, terms apply
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit

Other Questions in
Other