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Credit Card Applications » Questions » User Questions » Other » How much is the set-up fee. My credit is average and I have a Capital One MasterCard with a $500 limit. If ...

How much is the set-up fee. My credit is average and I have a Capital One MasterCard with a $500 limit. If I am approved, how much will my card limit be?

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Leo Zhu

You can see information about credit card fees in a credit card’s terms & conditions. Credit limits are determined by credit card issuers depending on your creditworthiness. The higher your credit score, the better chance you have of getting a high credit limit. Issuing banks do look at your income level as well when determining your credit limit, but credit history is the biggest factor. An expected credit limit for average credit score (620-719) is $2000-$4500.

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