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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » I’m 20 and I don’t have any credit history. I want a credit card to help ...

I’m 20 and I don’t have any credit history. I want a credit card to help build my credit.

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Leo Zhu

If you are a student you can consider student credit cards. For example, you may like Journey® Student Rewards from Capital One® you were looking at. The card charges no annual fee and the APRs are low. Besides, you will be able to earn cash back on every purchase you make.

If you are not a student and have your own income, consider credit cards on limited/no credit page.

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0% intro APR on purchases & balance transfers for 12 months—then a variable purchase APR applies, currently 10.99% – 22.99%. A 3% fee applies to each transferred balance
For Excellent Credit
Our Platinum Visa protects you with $0 fraud liability if your card is ever lost or stolen. Rest easy knowing you won't be responsible for unauthorized charges
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit

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Limited/Bad/Fair Credit