The content is accurate at the time of publication and is subject to change.

The type of card that would be best for you to use would vary based on your spending habits, repayment history and your overall intention for wanting to use a card. If you are someone who frequently makes purchases, but never carries a balance, a general rewards credit card may be a good option to consider. By avoiding interest payments, you can get the most out of the rewards you earn. If you're someone who makes a lot of purchases and tends to carry an occasional balance, you may be more interested in a card with a low fixed APR. If you happen to be planning on making an extremely large purchase and carrying a balance for a few months, a card that includes a 0% introductory APR would probably be your best option.