I have a PNC credit card with some balance on it,... - Balance Transfers Questions

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Credit Card Applications » Questions » User Questions » Balance Transfers » I have a PNC credit card with some balance on it, which I want to transfer to a 0% APR credit...

I have a PNC credit card with some balance on it, which I want to transfer to a 0% APR credit card. Are there any good cards with at least one year of no interest out there?

Answered on

With good credit history, you will find a lot of credit cards with balance transfer options. But before you apply for any of the offers, make sure your credit score is above 670 and you do not have recent bad items on your reports. Then think whether you are going to keep your new balance transfer credit card or you are going to close it when the transferred balance is paid off. In the first case, you can consider balance transfer credit cards with rewards that do not have an annual fee. In the second case, you may prefer credit cards without rewards and fees. However, whichever card you choose, chances are you will have to pay a balance transfer fee of 3% (the average fee among all balance transfer offers). But even if you pay this fee, you will still save a lot on balance transfer, as long as you pay off the balance within the introductory period.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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Intro APR on Balance Transfer: 0% (18 months)

Ongoing APR on Balance Transfer: See terms

Excellent, Good Credit

Intro APR on Balance Transfer: 0%* (21 months on Balance Transfers*)

Ongoing APR on Balance Transfer: 14.49% - 24.49%* (Variable)

Excellent, Good Credit

Intro APR on Balance Transfer: 0% (14 months)

Ongoing APR on Balance Transfer: See terms

Excellent, Good Credit

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