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Credit Card Applications » Questions » User Questions » Balance Transfers » I have a VyStar credit card with big balance on it. I want to apply for a balance transfer ...

I have a VyStar credit card with big balance on it. I want to apply for a balance transfer credit card to pay off that balance. Can do it?

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Leo Zhu

Yes, you can. You can apply for a bank credit card that has a 0% intro APR on balance transfers to transfer your VyStar credit card balance on to it and pay your balance off at zero interest rate. There are cards with different introductory periods so you can choose the one that suits you best. Remember that introductory rate is only for a period of time and once the introductory period is over, and ongoing interest rate will apply. Also, most banks charge a balance transfer fee and an average balance transfer fee is 3%.

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Intro APR on Balance Transfer:
For Excellent/Good Credit
Intro APR on Balance Transfer:
For Fair Credit
Intro APR on Balance Transfer:
For Bad Credit

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