I have bad credit and someone told me that it would... - Limited/Bad/Fair Credit Questions

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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » I have bad credit and someone told me that it would be easier to get a lenscrafters...

I have bad credit and someone told me that it would be easier to get a lenscrafters credit card than a traditional credit card, is that true, will that help me improve my credit?

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Generally, if you have bad credit you will not likely be approved for a store card. If you are looking to improve your credit be sure whichever card you apply reports to the credit bureaus. Be sure to apply for a card that accepts those with bad credit because a rejection and a couple of hard inquiries could cause a major ding to your credit score which would be counterproductive. However, there are a number of cards that cater to those with bad credit or you can get a secured card to help improve your credit. Make sure you keep the balances low and pay your bills on time.

All credit cards terms, fees and rates mentioned in this article/post are actual on the posting date. See the current products’ Terms & Conditions on the issuing banks' websites.
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