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Credit Card Applications » Questions » User Questions » Balance Transfers » I have Bass Pro credit card and want to transfer the balance I have on it to another card and ...

I have Bass Pro credit card and want to transfer the balance I have on it to another card and then close Bass Pro card. What card would you recommend? My credit is good.

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Leo Zhu

You can choose any credit card with a balance transfer feature. It can be a card with low interest rate or a card with 0% intro APR. When intro APR ends an ongoing APR applies. However, paying off the card balance in full each month will help you avoid interest payments. If you choose to apply for a card with a zero intro APR on balance transfers, make sure introductory period is long enough for you to pay off the transferred balance in full within a given introductory period. If you fail, an ongoing APR will apply to the remaining balance. Also, some issuers require to request balance transfers within a certain period, so don’t forget to check if there is such restriction.
Another thing to consider when you transfer a balance is a balance transfer fee. Most issuers charge 3% of each balance transfer. However, even if you have to pay this fee, your savings should still be higher.

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Intro APR on Balance Transfer:
For Excellent/Good Credit
Intro APR on Balance Transfer:
For Fair Credit
Intro APR on Balance Transfer:
For Bad Credit

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