I have four cards and I would like to transfer the... - Balance Transfers Questions

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Credit Card Applications » Questions » User Questions » Balance Transfers » I have four cards and I would like to transfer the balances to save on interest, but they are...

I have four cards and I would like to transfer the balances to save on interest, but they are not all major credit card companies. Can I still transfer my balances?

Answered on

Yes, you should be able to transfer all of your balances to almost any credit card that offers a balance transfer feature. But you cannot transfer to the same bank or issuer. So look for a bank you don’t already have a balance with.

Make sure the overall balance you are going to transfer does not exceed the limit of the new credit card.

Balance transfer is mostly available for those who have good-to-excellent credit history. However, those who have fair credit, like you, can also find a good balance transfer credit card with relatively long 0% intro periods. But be ready for the higher rates and sometimes shorter zero intro periods, if it will be offered at all. For more info, go to our section on balance transfers.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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Intro APR on Balance Transfer: 0% (18 months)

Ongoing APR on Balance Transfer: See terms

For Excellent, Good Credit

Intro APR on Balance Transfer: 0%* (18 months on Balance Transfers*)

Ongoing APR on Balance Transfer: 14.74% - 24.74%* (Variable)

For Excellent, Good Credit

Intro APR on Balance Transfer: 0% (14 months)

Ongoing APR on Balance Transfer: See terms

For Excellent, Good Credit

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