I have no credit because I have never owned a credit... - Student Credit Cards Questions

Advertising Disclosure

Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » User Questions » Student Credit Cards » I have no credit because I have never owned a credit card before. I will be an undergraduate...

I have no credit because I have never owned a credit card before. I will be an undergraduate student for the rest of this summer 2014, but I get my degree in July 2014. I want to build credit, first and foremost. Ultimately I want to qualify for cards with rewards for travel. I am wondering if I can apply for a student card since I will not be a student after July? I do not care about APR or if there is an annual fee, but I am interested in cash back rewards. Do you have a recommendation for me?

Answered by , at
Add to Favorites:

Tags: , , ,

Leo Zhu

You can apply for a student credit card since you are currently a student. After graduation, you can keep using your student card. If you want a cash back credit card, you should consider the Discover it® for Students card. The card offers 1% cash back on all purchases. You can even get 5% cash back if you enroll in rotating categories every quarter. Also, shopping via Discover Deals will bring you from 5% to 20% cash back.

If you are planning to apply for a credit card after your graduation, you should consider credit cards for people without credit history.

Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
For Fair Credit
Earn 2,500 bonus points after spending $500 in purchases within the first 3 months of account opening*
For Good Credit
Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
For Fair Credit

Other Questions in
Student Credit Cards