Credit Card Question & Answer

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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » Hello, I have had a secured credit line of $1,000 for about 4 months now, now and have ...

Hello, I have had a secured credit line of $1,000 for about 4 months now, now and have been in good standing. This is my first card and I have never had a balance of more than $250 during those months. When can I apply for a regular unsecured credit card? And which is the best to apply for in my situation? Thank you.

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Leo Zhu

Check your credit report to see what your current score is. And if you feel like you are ready for one more credit card you can apply for the . This credit card will suit you even if you have no credit history at all. Or you can consider a credit card without an annual fee like the .  Plus you will be able to earn cash back on all your purchases.

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No Annual Fee
For Bad Credit
Monthly reporting to the three major credit bureaus
For Fair/Bad Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit

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