Hello, I have had a secured credit line of $1,000 for... - Limited/Bad/Fair Credit Questions

Advertising Disclosure

Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » Hello, I have had a secured credit line of $1,000 for about 4 months now, now and have...

Hello, I have had a secured credit line of $1,000 for about 4 months now, now and have been in good standing. This is my first card and I have never had a balance of more than $250 during those months. When can I apply for a regular unsecured credit card? And which is the best to apply for in my situation? Thank you.

Answered on
Add to Favorites:


Check your credit report to see what your current score is. And if you feel like you are ready for one more credit card you can apply for the . This credit card will suit you even if you have no credit history at all. Or you can consider a credit card without an annual fee like the .  Plus you will be able to earn cash back on all your purchases.

All credit cards terms, fees and rates mentioned in this article/post are actual on the posting date. See the current products’ Terms & Conditions on the issuing banks' websites.
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
See if you Pre-Qualify without harming your credit score
For Poor Credit
Easy pre-qualification process which does not affect your credit score
For Bad/Poor Credit
No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
For Bad Credit

Other Questions in
Limited/Bad/Fair Credit