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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » I have the Community First Share secured card and have managed to build my credit and my ...

I have the Community First Share secured card and have managed to build my credit and my credit score is close to 600 now. Am I eligible for an unsecured credit card now?

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Leo Zhu

Yes, you are, provided you do not have recent late payments on your active credit accounts and you do not have active bankruptcy. There are a lot of credit card offers that suit your current credit rating. Depending on your needs and goals, you can choose a credit card without an annual fee or a credit card with rewards. If you are going to make a big purchase in the near future and charge it to your new credit card, you may want to apply for a credit card with low interest rates or with zero introductory APR on purchases. We would recommend you to compare some credit card offers and read terms and conditions carefully before you apply for a new credit card.

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