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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » I am looking for a credit card to finance a new computer. I have fair credit, but have ...

I am looking for a credit card to finance a new computer. I have fair credit, but have been late on a credit card recently. Do any finance companies take people like me? I have lots of good credit also.

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Leo Zhu

Check your credit report and see how the recent late payment affected your credit score. If your credit is still fair, consider credit cards for consumers with fair credit history. You can even find a card with 0% interest introductory period on purchases. For example look at the credit card. Along with 0% introductory APR on purchases you will also get the opportunity to earn cash back. You will have to pay an annual fee for this card. You can be approved for a credit limit up to $5,000.

If your credit is less than fair, you can consider a shopping credit line like the . The card is good for consumers with bad credit, but it can only be used at fingerhut.com. You credit history will be reported to the credit bureaus though and if you meet your obligations, you will be able to improve your credit.

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