I need to build credit as I have none and I’m... - Limited/Bad/Fair Credit Questions


Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » I need to build credit as I have none and I’m not sure how to go about doing it....

I need to build credit as I have none and I’m not sure how to go about doing it. Also, when I make a purchase on a credit card and then get my statement will I be paying the amount I spent or will there be interest added into it?

Answered on

If you are a student, you can apply for the . If you have your own income you can apply for any credit card for people with no or limited credit history.

In general, interest is not charged on purchases if the previous balance is paid in full by the due date each month. If you missed at least one due date and failed to pay the balance, the interest charges will start accrue. So if you make a purchase close to due date and fail to pay it off, you will be charged the interest next billing cycle.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Perfect credit not required for approval; we may approve you when others won’t
Fair/Bad Credit
Instant $500 Credit Line. No Credit Check.
Bad Credit
Monthly reporting to the three major credit bureaus
Fair/Bad Credit

Other Questions in
Limited/Bad/Fair Credit

You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!