I need to establish some sort of credit, but am... - Limited/Bad/Fair Credit Questions


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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » I need to establish some sort of credit, but am absolutely terrified of credit cards and...

I need to establish some sort of credit, but am absolutely terrified of credit cards and owing money. What’s the best card for me to start off with? I’d only be using this card to buy gas.

Answered on

If you are a student, you can apply for the . You will be able to earn cash back on all purchases and if you pay off your balance before the due date, you won’t pay any interest. Also, if you pay on time you will receive a bonus for it. The card charges no annual fee.

If you have a job or other income, look at the credit card. This card offers bigger cash back on gas purchases and also carries no annual fee.

Both cards are good for people with no credit or a limited credit history. The choice depends on your financial situation and preferences.

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