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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » I just want to know a little more about how the Fingerhut credit account could work for ...

I just want to know a little more about how the Fingerhut credit account could work for me. I would like to know more about how payments are made and reported. Thanks.

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Leo Zhu

The can be used for shopping exclusively at fingehut.com and their partners. Your credit performance will be reported to the credit bureaus, so you will be able to establish your credit history. The card has no annual fee and the APR for purchases is 24.9%. There is also a late payment fee of $35 so make sure you make your payments on time to establish good credit and avoid fees.

If you prefer a general credit card that can be used at many locations, consider credit cards for people with no credit history.

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