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Credit Card Applications » Questions » User Questions » Balance Transfers » I want to pay off my old account and to open a new credit card account. How can I do it?

I want to pay off my old account and to open a new credit card account. How can I do it?

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Leo Zhu

You can transfer the balance of your current credit card to a card with lower rates or a zero interest introductory period. If your credit history is good to excellent, you can apply for the credit card which has an 12-month 0% interest introductory period on balance transfers. The card also has a 12-month 0% intro APR on purchases and charges no annual fee. If your credit is less than good, you can consider applying for the . This is a secured credit card which requires a secured deposit. But it has low APRs and allows balance transfers.

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Intro APR on Balance Transfer: 0% (21 months)*
For Excellent/Good Credit
Intro APR on Balance Transfer: 0% (12 months (on balance transfers made within 45 days of account opening))
For Excellent/Good Credit
Intro APR on Balance Transfer: 0% (18 months)*
For Excellent/Good Credit
* Click apply to read the full Terms and Conditions.

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Balance Transfers