A balance transfer credit card can be a good option for you if you have good credit. Balance transfer credit cards are usually offered to people with fair to excellent credit, that is a FICO credit score of 670 and higher. So, if your credit score falls in this range, you can transfer the Maurices card balance on to a new balance transfer credit card. Note that when you perform a balance transfer, you should continue making all minimum payments on your Maurice credit card until the balance is posted to your new credit card. Then you can contact the issuer of your Maurices credit card and close the card.