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Credit Card Applications » Questions » User Questions » Balance Transfers » I need a credit card to transfer my balances, about $2,000 on one card and $1,700 on the other. ...

I need a credit card to transfer my balances, about $2,000 on one card and $1,700 on the other. I was offered a card by Community First Credit Union but it has 4.9% APR on balance transfers, but I was looking something with 0 APR. Do you have such card?

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Leo Zhu

There are a lot credit cards with 0% intro APR on balance transfers out there. You can choose a card with a suitable introductory period. But remember, once the introductory interest rate is over, an ongoing interest rate will apply. As a rule, the ongoing APR is determined by the issuer based on a cardholder’s creditworthiness. If you are unable to pay off the transferred balance by the end of the introductory period, the ongoing rate will apply to the remaining balance only. Also, note that most balance transfer credit cards come with a balance transfer fee which is usually around 3% of each balance transfer.

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Intro APR on Balance Transfer: 0% (21 months)*
For Excellent/Good Credit
Intro APR on Balance Transfer: 0% (12 months (on balance transfers made within 45 days of account opening))
For Excellent/Good Credit
Intro APR on Balance Transfer: 0% (18 months)*
For Excellent/Good Credit
* Click apply to read the full Terms and Conditions.

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