At Credit-Land.com the only cards we offer that you can apply over the phone are Capital One credit cards. If you click through, you will see this number next to cards that you can call to apply: (866) 554-0808. For example, you can apply for Capital One® Cash Rewards. This card offers a general 1% cash back on all purchases and a 0% intro period on purchases. Also it has low ongoing APRs, which vary depending on the economy. However, for these benefits you will have to pay a $39 annual fee. The fee is not high though and can be recovered by cash back you earn.