If an individual has a credit rating below average,... - Other Questions

Advertising Disclosure

Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » User Questions » Other » If an individual has a credit rating below average, can one still go ahead and apply for a credit card?

If an individual has a credit rating below average, can one still go ahead and apply for a credit card?

Answered on
Add to Favorites:

In spite of a lower credit score and a credit rating one can still apply for a credit card, however the decision is left to the bank to issue the card, at times to help consumers improve their credit history banks provide a low line of credit, however at an extremely high interest rate, a good payment record helps the consumer enhance the credit score.

All credit cards terms, fees and rates mentioned in this article/post are actual on the posting date. See the current products’ Terms & Conditions on the issuing banks' websites.
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
For Excellent, Good Credit
INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
For Excellent, Good Credit
Our application is quick and easy with instant pre-qualification available
For Fair / Good Credit

Other Questions in
Other