Credit Card Question & Answer
Advertising Disclosure
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Credit Card Applications » Questions » User Questions » Other » If an individual has a credit rating below average, can one still go ahead and apply for a credit card?

If an individual has a credit rating below average, can one still go ahead and apply for a credit card?

Answered by , at
Add to Favorites:

In spite of a lower credit score and a credit rating one can still apply for a credit card, however the decision is left to the bank to issue the card, at times to help consumers improve their credit history banks provide a low line of credit, however at an extremely high interest rate, a good payment record helps the consumer enhance the credit score.

Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
1% cash back on select purchases, terms apply
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit

Other Questions in
Other