I am new to the large world of credit and I have been... - Build Credit History Questions


Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » User Questions » Build Credit History » I am new to the large world of credit and I have been interested in starting to build my...

I am new to the large world of credit and I have been interested in starting to build my credit history; however, I have not found the right card to start with yet. I frequently shop at BrylaneHome and I was wondering if their card would be a good place for me to start. Do you agree?

Answered on

The thing about choosing a card to start building your credit history with, is that there are several things you want to look for. First of all and most importantly, you want to ensure the card you’re applying for is reporting all activity to major credit bureaus. This is so important because this is what actually allows you to begin building your credit history. The BrylaneHome credit card is issued through Comenity bank so some activity will be reported. The next thing you want to ensure is that the card you are going to apply for is not going to be a card which will cause you to earn an unpayable debt. If you begin to make late payments, it could begin to reflect negatively on your credit history. Considering you frequently shop at BrylaneHome, we would not recommend this card to start with. We would recommend that you look for a more general bank issued credit card and only buy what you need.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
See if you Pre-Qualify without harming your credit score
For Poor Credit
Easy pre-qualification process which does not affect your credit score
For Bad/Poor Credit
No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
For Bad Credit

Other Questions in
Build Credit History