Credit Card Question & Answer
Advertising Disclosure
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Credit Card Applications » Questions » User Questions » Build Credit History » I am new to the large world of credit and I have been interested in starting to build my ...

I am new to the large world of credit and I have been interested in starting to build my credit history; however, I have not found the right card to start with yet. I frequently shop at BrylaneHome and I was wondering if their card would be a good place for me to start. Do you agree?

Answered by , at
Add to Favorites:

Tags: , ,

Leo Zhu

The thing about choosing a card to start building your credit history with, is that there are several things you want to look for. First of all and most importantly, you want to ensure the card you’re applying for is reporting all activity to major credit bureaus. This is so important because this is what actually allows you to begin building your credit history. The BrylaneHome credit card is issued through Comenity bank so some activity will be reported. The next thing you want to ensure is that the card you are going to apply for is not going to be a card which will cause you to earn an unpayable debt. If you begin to make late payments, it could begin to reflect negatively on your credit history. Considering you frequently shop at BrylaneHome, we would not recommend this card to start with. We would recommend that you look for a more general bank issued credit card and only buy what you need.

Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
Earn 1% cash back on gas and grocery purchases. Terms apply.
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit

Other Questions in
Build Credit History