Credit Card Question & Answer
Advertising Disclosure
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Credit Card Applications » Questions » User Questions » Cash Back Rewards » I just moved and there are Bed, Bath and Beyond locations close by that my wife has been ...

I just moved and there are Bed, Bath and Beyond locations close by that my wife has been frequenting. I was considering applying for their credit card, is it worth it? What are the rewards like? What is the APR?

Answered by , at
Add to Favorites:

Tags: , ,

Leo Zhu

The annual percentage rate can range from 13.99% to 22.99% based on your credit history. The better your credit, the lower your interest rates. They have a reward rate of 5% when shopping there or at one of their partner stores such as buybuy Baby, Christmas Tree Shops and Harmon. All other purchases earn one percent. If you have good credit, there are many cards that can yield at least 1.5% on everything and cards that have rotating categories which can get you 5% on most things. Another thing to consider is that they inflict a minimum interest charge of $2, which means a minimal balance can cause a proportionally high interest rate. This could quickly negate any rewards.

Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
For Excellent/Good Credit
For Bad Credit

Other Questions in
Cash Back Rewards