There are so many Forever 21 locations near me, but I... - Cash Back Rewards Questions

ADVERTISING DISCLOSURE

ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » User Questions » Cash Back Rewards » There are so many Forever 21 locations near me, but I shop at other stores, too. Is it a good...

There are so many Forever 21 locations near me, but I shop at other stores, too. Is it a good idea to apply for store credit cards from all the shops I frequent?

Answered on

If your credit is good and you want to take advantage of special offers that each store card gives their cardmembers, there is no reason you can’t carry cards from every store you shop at. However, you might want to give it some serious thought first. For one thing, applying for a lot of credit cards in a short period of time can be bad for your credit score. Each time you apply, there’s a hard inquiry into your credit report, resulting in a small ding to your credit. Too much new credit too fast isn’t the best way to keep your credit score healthy. For another thing, you could be using a cash back credit card that gives you even greater rewards for all your purchases. That means fewer cards to carry, and better rewards too. Before you start applying at the registers of all your favorite shops, take a look at what rewards credit cards have available and might be even better choices for you.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
Excellent, Good Credit
Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Excellent, Good Credit
Enjoy peace of mind with $0 Fraud Liability
Fair Credit

Other Questions in
Cash Back Rewards

You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!