I have balance on another card and want to transfer... - Balance Transfers Questions

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Credit Card Applications » Questions » User Questions » Balance Transfers » I have balance on another card and want to transfer the balance I have on it to another card...

I have balance on another card and want to transfer the balance I have on it to another card and then close the card. What card would you recommend? I have good credit.

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You can choose any credit card that offers balance transfers, which most cards do. If you plan to carry a balance, you should search for a card with a 0% introductory APR. Low introductory APRs often last for approximately one year, so if you pay off the balance within that timeframe you can avoid any interest charges. Cards often offer two choices for balance transfers, one with a lower interest rate and shorter introductory period and one with a slightly higher interest rate and longer introductory period. You should do the math based on your ability to pay and choose the option that will result in the lowest overall cost. Also, try to avoid cards that apply retroactive interest if the balance is not paid in full by the end of introductory period. Most balance transfers come with a transfer fee of around 3% of the amount transferred. While the interest savings likely outweigh this fee, it is another consideration.

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Intro APR on Balance Transfer: 0% (18 months)
For Excellent, Good Credit
Intro APR on Balance Transfer: 0%* (21 months on Balance Transfers*)
For Excellent, Good Credit
Intro APR on Balance Transfer: 0%* (18 months on Balance Transfers*)
For Excellent, Good Credit

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