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Credit Card Applications » Questions » User Questions » Build Credit History » I bought my new Jeep and they sent me an offer for the Chrysler MasterCard. So I wander is ...

I bought my new Jeep and they sent me an offer for the Chrysler MasterCard. So I wander is it a good credit card to apply? My credit is not perfect, actually I’m working on building it.

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Leo Zhu

No, the Chrysler card is not a good credit card offer for you simply because your credit in not good enough to qualify. You will simply have another hard inquiry on your credit report which won’t do any good to your credit score. If you already have credit cards, you probably won’t need another one. Jus work with the card you already have to continue building your credit. If you feel like you need one more credit card, you can find more suitable options for you out there.

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Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
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