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The Lexus card is issued in conjunction with Lexus Financial and Comenity. It's a standard, elite-level unsecured credit card that offers six months with no interest, a rewards-earning system, and an APR that will depend on your creditworthiness. If you're just in the market for a rewards credit card, you can probably find many that would be great for you, and maybe even better. Think about what you need in a credit card, and what you'd like in a rewards program. Don't feel limited to one type of card. Depending on your credit score, you can be eligible for many great rewards credit cards. Things to keep an eye out for include a low APR, a balance transfer offer, reward points that don't expire, cash back that you can get as a statement credit, and what the fees are. Read the terms and conditions before you apply.