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Credit Card Applications » Questions » User Questions » Build Credit History » My credit is above 600, but I would like to improve it. Can a National Credit help me do ...

My credit is above 600, but I would like to improve it. Can a National Credit help me do that? Also I’ve never heard of the National Credit Direct credit card before. Can you please tell more about and if it is secured? Thanks!

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Leo Zhu

If you want to improve your credit history the National Credit Direct credit card is a great option. The company extends an unsecured line of credit and the payment activity will be reported to the credit bureaus. The card does not charge interest on purchases, but you will be charged some fees. There is a $99 down payment and a $49 annual fee.
The National Credit Direct is a company that sells electronics and other goods for home. The shopping card is a financing program so purchases can be paid over time. National Credit Direct card can only be used at Cardholders also get exclusive offers and earn reward points for every dollar spent.

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