My credit is bad and I would like to apply for the... - Limited/Bad/Fair Credit Questions

Advertising Disclosure

Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » My credit is bad and I would like to apply for the Big Lots credit card but I’m not...

My credit is bad and I would like to apply for the Big Lots credit card but I’m not sure I will qualify. Do you think I can qualify with my slightly above 500 score and I often shop at Big Lots?

Answered on
Add to Favorites:

Tags: , ,

Store credit cards like the Big Lots are usually good for those with average credit, meaning your credit score should be above 600. But it does not mean you won’t be able to qualify for this card while your credit is bad. However, even if you are approved, you may not get high credit limit and that means you may max out your credit card easily. This may cause your credit score drop. If you are sure you will be using the Big Lots credit card moderately and preferably paying off the card balance in full each month (you won’t want to carry the balance with nearly 30% APR), then you can give this card a try.

All credit cards terms, fees and rates mentioned in this article/post are actual on the posting date. See the current products’ Terms & Conditions on the issuing banks' websites.
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
See if you Pre-Qualify without harming your credit score
For Poor Credit
No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
For Bad Credit
No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
For Please refer to issuer's website

Other Questions in
Limited/Bad/Fair Credit