Everything you want to know about bankruptcy, your credit cards, mortgages and other loans, you can find it in your credit report. Whether your credit is repaid or not, existing or closed credits, type of credit, your credit limits, late and on-time payments, credit inquiries and other information is recorded in your credit history.
To know your credit history you should do one simple thing – request a credit report from consumer credit bureaus. There are three major credit bureaus: Equifax, TransUnion and Experian. Usually credit lenders send your credit performance to these credit bureaus. However, the reports of these three bureaus may slightly differ because each credit bureau has its own standards. So it would be better if you request your credit history from these three credit bureaus.