If you are looking for a credit card as a first step to building your credit profile, remember, there are several key features you want to have in your first credit card. First of all, you want to ensure that the card you are applying for is reporting all of your credit activity to major credit bureaus. This is a very important factor because this is what actually allows you to start building your credit profile. Secondly, you want to ensure that the card you are getting is not going to be a credit card that you will end up paying late. Having late payments could reflect very negatively on your credit score. If I were you, I would start simple. You should find a very general credit card and use it judiciously, meaning only buy what you need and can pay for when the bill comes due.
CREDIT CARDS FOR BAD CREDIT:
Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
Earn 1% cash back on gas and grocery purchases. Terms apply.
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit