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User Questions & Answers about Credit Cards:

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Leo Zhu,

CreditLand Consultant on Credit Card Questions:

People always keep many different questions in their heads and not always have a suitable person to address. So, at least in this section you may ask the one about credit cards. Any question about credit cards that disturbs your peace is welcomed here. Don’t hesitate and ask our experts.

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Recently Answered Questions:

Is Avianca Vida Visa card available in MD? When I tried to apply for the card a couple of months ago, it wasn’t.

Answered by , at

Unfortunately, the card is still unavailable in Maryland. But the company is working on it and there is a chance their cards will be available in this state. They've started accepting applications from D.C. residents recently, so the chances are not zero. Continue reading
I have RC Wiley credit and want to transfer the balance I have on it to a credit card and then close my RC Willeys account. What card would you recommend? My credit is good.

Answered by , at

When it comes to transferring balances from cards like the rc willey financing card, there are a wide range of general rewards cards available that come along with balance transfer offers. These special offers let people transfer balances to a card with a low or no APR, so they can save money in ... Continue reading
Is there the 60K promo for Avianca credit card? My friend used the promo code to apply.

Answered by , at

There's no Avianca credit card with such promo offer. The current Avianca credit card offers are as follows. The Avianca Vida Visa card allows you to get 20,000 bonus LifeMiles after the first card use. The second card, the Avianca Vuela Visa card, gives you 40,000 bonus LifeMiles after the first ... Continue reading
I’m not sure what the difference is between a store credit card and a MasterCard or Visa. Can you explain how they are each meant to be used?

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It can be a little bit confusing to understand the difference between these types of cards, for sure. After all, they look the same and both function as credit cards. But a store card, like a Massey credit card, can only be used to purchase things at the particular retailer which issues it, or from ... Continue reading
How do I get a RC Wiley credit card?

Answered by , at

RC Willeys has a financing card, which is typically used to pay for big ticket items, and looks just like a credit card. People can apply directly on the website, via their application matrix. Typically stores like rc wiley also let you apply while you're in the store, but no matter where you apply ... Continue reading
Does Walgreens have a credit card?

Answered by , at

No, they do not offer a credit card of any kind. However, they do have a Walgreens rewards card. This card gives shoppers access to sales as well as rewards. Their program is called Balance Rewards and it also works at Duane Reade locations. This card allows shoppers to earn points for every ... Continue reading
My bank recently hiked all their fees and I’m very frustrated. I used to have a free checking account, and now it seems I pay extra for every little thing. What can I do?

Answered by , at

That is a frustrating situation. One thing you can consider is getting a prepaid card and using that as your bank account, instead of having a traditional account. Or you can look into a bank like First Merit, which offers convenient and customer friendly financial solutions like First Merit ... Continue reading
Who is the issuer of the Avianca Visa card? Is it available in the US?

Answered by , at

The Avianca credit card is issued by Banco Popular de Puerto Rico. The card is available to the U.S. residents and in D.C. However, the offer is not available in all states. For example, residents of Maryland cannot apply for the Avianca credit card for the time being. But company is working on it ... Continue reading
I am looking to apply for RC Willey credit card but my credit is slightly above 650. Will I qualify?

Answered by , at

When it comes to snagging the credit card you want typically people need a good credit score, which means having a score that falls in the 660 and 719 range. Someone with a score of 650 might want to wait and build their credit up a bit more so they can be fairly sure they will get the card when ... Continue reading
I spend a lot of money on prescriptions every month, what credit card would you recommend for me to get the most back from the money I spend on prescriptions. I fill most of my prescriptions at Walgreens?

Answered by , at

First of all one thing that I think is of utmost importance for you to know is that if you are a member of Balance Rewards and you use your reward card when picking up your prescription it will automatically give you 100 points for each one filled. In addition to a Balance Rewards card (which can ... Continue reading

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Balance Transfer: Save on Average $1,400

May 08, 2015