Balance Transfers Questions

Advertising Disclosure is an independent, advertising-supported web site. receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.

User Questions & Answers about Balance Transfers

+ Favorite
Here you can ask or find questions about balance transfers. All questions about balance transfer credit cards, intro APR, balance transfer fees and other related questions are gathered here at your convenience. Or feel free to address your question to out experts.

Recently Answered Questions:

I have a balance I’d like to transfer, because it’s at a high interest rate. But the card I’m considering applying for charges a balance transfer fee. Should I avoid it or go ahead?

Answered by , at

Leo Zhu
As a general rule, people don't like paying fees. But sometimes, fees are worth paying. In the case of a balance transfer, it's often well worth paying a 3% fee on the balance, if it's a significant amount, and if your interest rate, or ... Continue reading
I have a VyStar credit card with big balance on it. I want to apply for a balance transfer credit card to pay off that balance. Can do it?

Answered by , at

Yes, you can. You can apply for a bank credit card that has a 0% intro APR on balance transfers to transfer your VyStar credit card balance on to it and pay your balance off at zero interest rate. Continue reading
I want to transfer the balance from my Elder Beerman credit card and close it. What card will allow me to do it?

Answered by , at

You can choose any credit card that is good for your current credit and offers 0% intro APR on balance transfers. Continue reading
I have a Citi credit card with some outstanding balance on it. My question is can I transfer this balance to a Schools credit card?

Answered by , at

Yes, it is possible to transfer a balance from a Citi card to a Schools Visa card. Note that to get the Schools Visa card, you should be a Schools Credit Union member. Continue reading
I have Bon Ton card with some balance on it, I need a card with low interest to transfer the balance on to it. What can you recommend. My score is above 700 with TU.

Answered by , at

There are a lot of balance transfer credit cards that offer 0% intro APR on balance transfers. Continue reading
I have Bass Pro credit card and want to transfer the balance I have on it to another card and then close Bass Pro card. What card would you recommend? My credit is good.

Answered by , at

You can choose any credit card with a balance transfer feature. It can be a card with low interest rate or a card with 0% intro APR. Continue reading

Get a FREE professional consultation by email:

  1. Invalid Email address.
Extra questions to describe your situation in more details:
* - marked fields are required to be filled
  1. Here at we will answer all questions to the best of our knowledge and understanding, but we are not legally accredited professionals. We assume no liability for actions resulting from our advice and cannot guarantee the accuracy of information in all cases. Please seek appropriate professional or legal advice when needed.
    Questions submitted to may be posted to our website with your first name, and may be edited for length and clarity. Please do not submit your Social Security number, credit or debit card number, or bank account number to us - though we will never share your name or email with anyone, sensitive information should never be posted to an FAQ form. We are not a bank or a credit card issuer, and we do not have access to your account information.
  2. Enter symbols from picture*


Please, tick that you agree with our policy.

Follow on Facebook, Twitter, and Google+
to keep up with the latest expert advice:

Most Popular Questions by Category:

See more questions categories
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Intro APR on Balance Transfer: 0% (21 months)*
For Excellent/Good Credit
Intro APR on Balance Transfer: 0% (12 months (on balance transfers made within 45 days of account opening))
For Excellent/Good Credit
Intro APR on Balance Transfer: 0% (18 months)*
For Excellent/Good Credit
* Click apply to read the full Terms and Conditions.
Find Trending Tags:
Choose Questions Category:
See more questions categories

Balance Transfer: Save on Average $1,400

May 08, 2015