Build Credit History Questions

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User Questions & Answers about Build Credit History

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We know how hard it is to get a credit card, especially if your credit is bad. And it is good if there’s someone, who can help you with this. That’s why our qualified experts are always up for your questions, so don’t hesitate to ask.

Recently Answered Questions:

My credit got ruined after my divorce. I’ve got some unpaid debt and I just got turned down for a balance transfer credit card. How can I repair my credit score quickly?

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Leo Zhu
First of all, don't feel bad. Many people have suffered setbacks to their credit score due to a divorce, illness, or other event beyond their control. Continue reading
I want to build some good credit before I take a mortgage loan. Will I be able to so with Sound union cards? Don’t see if they report credit activity.

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While you are looking at Sound credit cards, we would recommend you to consider credit cards offered by major banks as well. Continue reading
I’m wanting to get a credit card to help rebuild my credit without having to have a prepaid or debit card. My score is a 550. I’m going threw a credit repair company now. Just wondering what card I could get to help me and not get denied and lower my score further.

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If you have never had bankruptcy, you can try getting the Credit One Bank Visa card. The card comes with pre-qualification allowing you to pre-qualify for it without affecting your credit score. Before you apply, make sure you do not have recent late payments on your current credit accounts. Late ... Continue reading
I heard it is easier to get a store card than bank credit card. I was thinking of filling out a Bed, Bath and Beyond application for their card to help me improve my credit. Is this a good idea?

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A store card may sometimes be easier to get than a traditional card due to decreased risk to the creditor because of the combination of a low limit and lone use of the card on their own merchandise. Continue reading
I recently got my first ever credit card. I want to make sure I establish good credit as quickly as possible. What is the fastest way to do this?

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Congratulations on beginning your credit journey. You've done the first thing you needed to do, which is to actually get a credit card. Continue reading
I’ve just started building my credit and thinking to apply for BrandsMart credit card. Do you think it is good for me?

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As a rule, store credit cards are offered to people with average and even bad credit. They are often used to build some credit as well. Continue reading
Will I build credit with a store credit card?

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You will be able to build your credit using a store credit card. Continue reading
I want to apply for a credit card to start establishing my credit. I have only Visa buxx card which is a debit card, no loans or other credit accounts so far. Can you recommend me a card to start building my credit?

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A good credit card to start building a credit history with can be a secured credit card. Secured cards are generally aimed at people with no credit history and at people with bad credit who are rebuilding their credit. Continue reading
I am fairly new to the world of credit and I was recently looking into finding a credit card to sign up for. Since this is the first credit card I will ever have, I’m a little confused about what card I should apply for. I heard there might be a Hollister card. If there is, do you think I should apply for it?

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There is no Hollister credit card. The only kinds of cards offered by Hollister are e-gift cards and regular gift cards. If you are looking into finding a credit card to use as a tool to begin building your credit history, there are a few things you want to make sure you get with that card. Continue reading

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July 01, 2015