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Excellent/Good Credit
Last Update: July 23, 2016
Build Credit History
Last Update: October 15, 2016
Business Credit Cards
Last Update: May 22, 2014
Featuring Credit Cards
Last Update: October 05, 2016
Balance Transfers
Last Update: November 01, 2016
Cash Back Rewards
Last Update: November 12, 2016
Limited/Bad/Fair Credit
Last Update: September 01, 2016
Prepaid Cards
Last Update: November 01, 2016
Student Credit Cards
Last Update: August 15, 2016
Travel with Credit Cards
Last Update: October 28, 2016
Other
Last Update: October 01, 2016

Excellent/Good Credit

I have an excellent credit score that I’ve worked hard to earn and maintain. What kinds of cards are available to me, that reflect my great credit?

Answered by , at

Congratulations on having a sky-high credit score. You must have made all your payments on time, kept your revolving balances low, had your credit cards for a long time, and utilized a mix of types of credit, such as a business loan or mortgage in addition to a credit card. Continue reading
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Build Credit History

My credit got ruined after my divorce. I’ve got some unpaid debt and I just got turned down for a balance transfer credit card. How can I repair my credit score quickly?

Answered by , at

First of all, don't feel bad. Many people have suffered setbacks to their credit score due to a divorce, illness, or other event beyond their control. Continue reading
More Build Credit History Questions

Business Credit Cards

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Featuring Credit Cards

What information will I need to have on hand in order to fill out a Fred Meyer application?

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For almost all credit card applications, you will need the same information. It's very straightforward: your full name, your mailing address, your social security number, your annual income, and the name of your employer. Continue reading
More Featuring Credit Cards Questions

Balance Transfers

I have a Goodys Department Store Credit card and I’m looking to move my balance to another credit card and then cancel my card. I have good credit, and I am wondering what card you would suggest.

Answered by , at

The good news is that you can go with any card that offers a balance transfer promotion, offering either a 0% APR for a set period of time, typically 6 months to a year, or one that includes a low overall interest rate. Continue reading
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Cash Back Rewards

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Limited/Bad/Fair Credit

I am a student and do not have credit at all. Do you think I will qualify for the Ultra Beauty card?

Answered by , at

The Ultra Beauty's credit card is a store credit card and store cards usually require applicants to have an average credit history. Continue reading
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Prepaid Cards

How old do you need to be to get a credit card? My daughter is starting high school and I’d like for her to have her own card, in case of emergencies.

Answered by , at

It's smart to make sure your daughter is covered in case she gets into a tight financial spot, now that she's a teenager and likely to be away from you more often. Continue reading
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Student Credit Cards

If I get the student debit card from Community First union, will I be able to build my credit history?

Answered by , at

No. Debit cards as well as prepaid cards won’t allow you to build credit history. Continue reading
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Travel with Credit Cards

I have an excellent credit score that I’ve worked hard to earn and maintain. What kinds of cards are available to me, that reflect my great credit?

Answered by , at

Congratulations on having a sky-high credit score. You must have made all your payments on time, kept your revolving balances low, had your credit cards for a long time, and utilized a mix of types of credit, such as a business loan or mortgage in addition to a credit card. Continue reading
More Travel with Credit Cards Questions

Other

I have my eye on some Overstock furniture for my new apartment. Should I apply for their credit card to get special financing and 10% off my purchase?

Answered by , at

It's tempting to go ahead and apply for a store credit card when you're about to drop a bundle of cash on their products. However, before you do so, take a close look at the terms and conditions of the card. Continue reading
More Other Questions

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Leo Zhu
Leo Zhu is the managing editor of Credit-Land.com. He has been researching credit cards for the company since 2007. He knows how to choose the best credit card and get the most value from every dollar charged. He shares his experience by answering your questions online.

Balance Transfer: Save on Average $1,400

May 08, 2015