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Excellent/Good Credit
Last Update: November 24, 2016
Build Credit History
Last Update: December 10, 2016
Business Credit Cards
Last Update: May 22, 2014
Featuring Credit Cards
Last Update: February 27, 2017
Balance Transfers
Last Update: March 07, 2017
Cash Back Rewards
Last Update: March 17, 2017
Limited/Bad/Fair Credit
Last Update: March 20, 2017
Prepaid Cards
Last Update: December 20, 2016
Student Credit Cards
Last Update: August 15, 2016
Travel with Credit Cards
Last Update: February 28, 2017
Other
Last Update: March 17, 2017

Excellent/Good Credit

Can I use the Burkes Outlet credit card at other stores like Burkes?

Answered by , at

Unfortunately you can't. The Burkes Outlet credit card is only good at Burkes Outlet store locations and for online purchases from Burkes website. If you want to use your card at other stores, you should consider a general credit card since they're accepted just about everywhere. If you'd still ... Continue reading
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Build Credit History

I recently got divorced, and my credit score suffered in the process, due to some regrettable decisions made by my former spouse. How can repair my credit and be approved for a low APR, no annual fee credit card again?

Answered by , at

This is something that happens to lots of people, so there's no need to panic. Repairing credit takes some patience, and often plenty of time, but it will happen if you can follow a few guidelines and be strategic about your credit use. The first thing to do is set up a payment plan to pay off all ... Continue reading
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Business Credit Cards

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Featuring Credit Cards

How do I get a farm and fleet credit card?

Answered by , at

You can definitely find an application from on the retailer's website. Online shops that have their own credit card, often advertise their credit cards somewhere on their website and allow applying online. Continue reading
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Balance Transfers

I have Fleet Farm credit card with big balance on it and want to transfer it to another card to pay off. What would you recommend? My credit is good.

Answered by , at

Since your credit is good, you can choose any credit card that offers 0% intro APR on balance transfers. You can choose the zero introductory period that is good for you. Continue reading
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Cash Back Rewards

I have a credit score of 798. I’m looking to get a Visa card. I hear Chase Freedom is a good card. I had a Chase card back in 1989 that I had problems with. I have my checking and investments at Chase. Do u think I can get the card?

Answered by , at

Since you have accounts at Chase it may be easier for you to qualify for the Chase Freedom card. Note that there is a card that is similar to the Chase Freedom credit card – the Discover it Cashback Match credit card. Like the Chase’s card, this card will allow you to earn 5% cash back ... Continue reading
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Limited/Bad/Fair Credit

I am currently interested in applying for the Bergner’s credit card, but my credit score is not very good. It used to be a lot worse, but I’ve slowly rebuilt it to a point where I think I might be ready to apply for a card like this one. Do you know what credit score I would be required to have if I want to be eligible for the Bergner’s card?

Answered by , at

Every credit issuer is different when it comes to determining what makes someone worthy of their card, so unfortunately, I have no way of determining what credit score you would be required to have to be eligible for the Bergner's card. Continue reading
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Prepaid Cards

My bank recently hiked all their fees and I’m very frustrated. I used to have a free checking account, and now it seems I pay extra for every little thing. What can I do?

Answered by , at

That is a frustrating situation. One thing you can consider is getting a prepaid card and using that as your bank account, instead of having a traditional account. Or you can look into a bank like First Merit, which offers convenient and customer friendly financial solutions like First Merit ... Continue reading
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Student Credit Cards

If I get the student debit card from Community First union, will I be able to build my credit history?

Answered by , at

No. Debit cards as well as prepaid cards won’t allow you to build credit history. Continue reading
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Travel with Credit Cards

I want to earn Star Alliance miles but don’t know which card to choose for that, can you help?

Answered by , at

You can earn miles by joining one of the frequent flyer programs offered by Star Alliance member airlines. Continue reading
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Other

What is the deal with the variable APR? My credit score is 820 so do I get the lowest interest rate?

Answered by , at

The variable APR is the interest rate that will vary with the market based on the Prime Rate. The issuers usually add 10% to 20% to the Prime Rate to determine the purchase and balance transfer APR. However, as a rule variable APRs do not exceed 30%. With this high credit score you may qualify for ... Continue reading
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Leo Zhu
Leo Zhu is the managing editor of Credit-Land.com. He has been researching credit cards for the company since 2007. He knows how to choose the best credit card and get the most value from every dollar charged. He shares his experience by answering your questions online.

Balance Transfer: Save on Average $1,400

May 08, 2015