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Mastercard
Last Update: August 23, 2017
Build Credit History
Last Update: September 24, 2017
Business Credit Cards
Last Update: September 10, 2017
Excellent/Good Credit
Last Update: May 14, 2018
Featuring Credit Cards
Last Update: April 23, 2018
Balance Transfers
Last Update: March 26, 2018
Cash Back Rewards
Last Update: May 24, 2018
Limited/Bad/Fair Credit
Last Update: February 27, 2018
Prepaid Cards
Last Update: February 07, 2017
Student Credit Cards
Last Update: August 15, 2016
Travel with Credit Cards
Last Update: May 22, 2018
Other
Last Update: May 19, 2018

Excellent/Good Credit

Do Ikea visa card rewards expire?

Answered on

Yes. Ikea Visa Credit Card rewards expire after 36 months after the date that they are posted to your account. Moreover, you can't redeem earned rewards at any amount. The minimum redemption rate is $15. After you earn $15 in rewards, you will get $15 Reward Certificate that can only be used at... Continue reading
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Build Credit History

I don’t understand what is so important about having a good credit score. Why will I need to have a credit history at all? I don’t want to go into debt.

Answered on

Establishing a credit history does not mean you have to go into debt. Good credit is a tool, and an essential thing for most people to have. Continue reading
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Business Credit Cards

I have a small business. I saw JP Morgan credit cards, but I can’t see the conditions. Will they benefit me?

Answered on

Well, there is a number of solutions that JP Morgan offers for businesses, but they specialize in big enterprises. The make emphasis on the integration with the accounting system and being controlled easily. If you are searching for credit cards for a small business, then you should take a look at... Continue reading
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Featuring Credit Cards

I’m planning to stock up really big at Lane Bryant! But I don’t have the funds right now. Is there some special financing function on the Lane Bryant card.

Answered on

For big purchases there should be great cards! The Lane Bryant co-branded credit card offers rewards for purchases at Lane Bryant, but it doesn't offer any king of special financing. Fortunately, there is a fine solution for your problem. Continue reading
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Mastercard

What are the Mastercard international fees?

Answered on

One of the ways to make an international payment is to use a credit card. Credit cards are most widely accepted methods of payment globally and a Mastercard international credit or debit card is one of the examples. Mastercard credit cards can be used anywhere around the world. When you use a... Continue reading
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Balance Transfers

I want to transfer one balance from one credit card to another credit card with 0% interest for 15 months but I still want to keep my original credit card, is that possible? Would I have to close the original credit card?

Answered on

Yes, you can keep your original credit card, you don't have to close it. A balance transfer does not automatically cancel the card from which you transfer. More than that, make sure you continue making monthly payments on your original credit card to avoid late payment fees. Since your card remains... Continue reading
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Cash Back Rewards

We are going to Disneyland soon. Should I get a Disney credit card?

Answered on

If it is the Disney Rewards Visa card you are considering, then it won't help you a lot. The card has 1% rewards, which is low even for co-branded cards. And the $50 statement credit is way surpassed by most of any cards. We strongly suggest that you better take a general rewards card, cause that... Continue reading
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Limited/Bad/Fair Credit

How to choose best credit card for fair credit?

Answered on

With innumerable people opting to save money with the help of balance transfer credit cards, mortgage companies and banks are being meticulous regarding whom they should loan money. With the inflation raising the price of even the basic commodities, the credit card's balances are stacking up for... Continue reading
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Prepaid Cards

I am thinking of getting a prepaid card for my son who is away to college, he has a job but every now and then I wanted to be able to give him some extra spending money. I am considering the Arvest gift card, any advice?

Answered on

Pre-paid card can be great for this sort of thing. Be aware of what fees are associated with the card. Some cards charge maintenance or other fees. Continue reading
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Student Credit Cards

If I get the student debit card from Community First union, will I be able to build my credit history?

Answered on

No. Debit cards as well as prepaid cards won’t allow you to build credit history. Continue reading
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Travel with Credit Cards

What’s the best travel card for airport lounge access benefits here in US and internationally with zero or the least interest rate?

Answered on

The Citi / AAdvantage Executive World Elite Mastercard is one of the top credit cards for airport lounge access. This card gives its cardholder a complimentary Admiral Club membership, as well as access for authorized users. Continue reading
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Other

I need to finance my Ikea purchase of $5600? Should I apply to the Ikea Project card or there are better options for me?

Answered on

IKEA offers Project card ecpesially for people who need to finance their large purchases (more than $5,000). This card offers promotioal APR period 4.99% for 60 months. Of cource, this card may be an option, but there are definitely better options. Check out best 0% APR credit card offers from our... Continue reading
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Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
Excellent, Good Credit
We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
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0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 15.49% - 25.49% based on your creditworthiness*
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